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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $18,073 | $75,541-76.1% | $152,093-88.1% | $82,637-78.1% |
| Participation rate | 100.0% | 66.5%+33.5pp | 77.8%+22.2pp | 68.1%+31.9pp |
| Annual return | 14.58% | 32.56%-18.0pp | 66.36%-51.8pp | 53.51%-38.9pp |
| Employer contribution / active EE | $756 | $2,622-71.2% | $4,175-81.9% | $2,552-70.4% |
| Participant deferral / active EE | $5,482 | $3,206+71.0% | $5,451+0.6% | $4,126+32.8% |
| Admin fee / account holder | $1,836 | $6,405-71.3% | $14,497-87.3% | $7,339-75.0% |