Sign up free to preview peer percentile detail
Free accounts unlock saves, downloads, and 3-year history.
Sign up free to preview 3-year trajectory
Free accounts unlock saves, downloads, and 3-year history.
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $6,991 | $73,787-90.5% | $98,716-92.9% | $82,448-91.5% |
| Participation rate | 54.8% | 61.4%-6.6pp | 69.3%-14.5pp | 68.1%-13.3pp |
| Annual return | 19.67% | 18.57%+1.1pp | 31.81%-12.1pp | 41.64%-22.0pp |
| Employer contribution / active EE | $865 | $1,511-42.7% | $2,279-62.0% | $2,551-66.1% |
| Participant deferral / active EE | $1,069 | $3,081-65.3% | $4,048-73.6% | $4,139-74.2% |
| Admin fee / account holder | $1,279 | $6,500-80.3% | $8,703-85.3% | $7,234-82.3% |