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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $401,697 | $99,380+304.2% | $90,312+344.8% | $155,188+158.8% |
| Participation rate | 40.0% | 77.3%-37.3pp | 72.9%-32.9pp | 80.8%-40.8pp |
| Annual return | 8.41% | 19.35%-10.9pp | 18.90%-10.5pp | 148.84%-140.4pp |
| Employer contribution / active EE | $626 | $2,390-73.8% | $2,243-72.1% | $4,248-85.3% |
| Participant deferral / active EE | $1,566 | $4,212-62.8% | $3,749-58.2% | $6,531-76.0% |
| Admin fee / account holder | $0 | $9,766-100.0% | $8,248-100.0% | $14,480-100.0% |