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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $50,961 | $29,716+71.5% | $56,077-9.1% | $80,925-37.0% |
| Participation rate | 0.0% | 41.7%-41.7pp | 52.5%-52.5pp | 67.7%-67.7pp |
| Annual return | 15.56% | 35.30%-19.7pp | 1709.28%-1693.7pp | 35.65%-20.1pp |
| Employer contribution / active EE | $602 | $671-10.3% | $1,040-42.2% | $2,756-78.2% |
| Participant deferral / active EE | $1,980 | $1,228+61.2% | $1,954+1.3% | $4,299-53.9% |
| Admin fee / account holder | $5,730 | $2,432+135.6% | $2,825+102.8% | $6,940-17.4% |