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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Participant contribution per participant is in the bottom quintile of the peer cohort.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $36,609 | $111,878-67.3% | $93,727-60.9% | $145,897-74.9% |
| Participation rate | 37.5% | 74.2%-36.7pp | 68.7%-31.2pp | 80.3%-42.8pp |
| Annual return | 20.97% | 204.28%-183.3pp | 133.83%-112.9pp | 552.29%-531.3pp |
| Employer contribution / active EE | $567 | $3,092-81.7% | $2,421-76.6% | $4,663-87.8% |
| Participant deferral / active EE | $589 | $4,920-88.0% | $4,417-86.7% | $6,689-91.2% |
| Admin fee / account holder | $154 | $10,256-98.5% | $8,292-98.1% | $13,390-98.8% |