Unlock peer percentile detail for $4.99 your first month
Solo adds 10-year history, peer benchmarks, provider and welfare analytics, saves, and exports. Then $34.99 a month.
Unlock 9-year trajectory for $4.99 your first month
Solo adds 10-year history, peer benchmarks, provider and welfare analytics, saves, and exports. Then $34.99 a month.
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $67,092 | $94,031-28.6% | $115,768-42.0% | $82,448-18.6% |
| Participation rate | 36.3% | 70.4%-34.2pp | 74.4%-38.1pp | 68.1%-31.8pp |
| Annual return | 15.34% | 20.61%-5.3pp | 100.46%-85.1pp | 41.64%-26.3pp |
| Employer contribution / active EE | $802 | $2,323-65.5% | $2,940-72.7% | $2,551-68.5% |
| Participant deferral / active EE | $1,433 | $3,972-63.9% | $4,917-70.9% | $4,139-65.4% |
| Admin fee / account holder | $8,313 | $10,249-18.9% | $12,439-33.2% | $7,234+14.9% |