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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $50,580 | $102,385-50.6% | $147,080-65.6% | $80,935-37.5% |
| Participation rate | 78.6% | 75.9%+2.7pp | 82.2%-3.6pp | 67.7%+10.9pp |
| Annual return | 20.19% | 135.09%-114.9pp | 420.17%-400.0pp | 35.66%-15.5pp |
| Employer contribution / active EE | $5,853 | $3,717+57.5% | $4,933+18.6% | $2,757+112.3% |
| Participant deferral / active EE | $8,480 | $6,651+27.5% | $8,066+5.1% | $4,299+97.2% |
| Admin fee / account holder | $4,384 | $7,951-44.9% | $12,989-66.2% | $6,924-36.7% |