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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $50,580 | $102,382-50.6% | $147,005-65.6% | $80,874-37.5% |
| Participation rate | 78.6% | 75.8%+2.7pp | 82.2%-3.6pp | 67.6%+10.9pp |
| Annual return | 20.19% | 134.89%-114.7pp | 418.76%-398.6pp | 35.62%-15.4pp |
| Employer contribution / active EE | $5,853 | $3,715+57.5% | $4,934+18.6% | $2,756+112.4% |
| Participant deferral / active EE | $8,480 | $6,646+27.6% | $8,070+5.1% | $4,297+97.3% |
| Admin fee / account holder | $4,384 | $7,942-44.8% | $13,006-66.3% | $6,935-36.8% |