Retirement plan

JUSTIN M. DEGARMO, DMD & ANN HAMILL GREENE, DDS, PA 401(K) PROFIT SHARING PLAN

Name: JUSTIN M. DEGARMO, DMD & ANN HAMILL GREENE, DDS, PA - JUSTIN M. DEGARMO, DMD & ANN HAMILL GREENE, DDS, PA 401(K) PROFIT SHARING PLAN (2025) Form 5500
Creator: JUSTIN M. DEGARMO, DMD & ANN HAMILL GREENE, DDS, PA
License: https://www.dol.gov/general/disclaim
Keywords: Form 5500, ERISA, retirement plan, JUSTIN M. DEGARMO, DMD & ANN HAMILL GREENE, DDS, PA 401(K) PROFIT SHARING PLAN, JUSTIN M. DEGARMO, DMD & ANN HAMILL GREENE, DDS, PA

JUSTIN M. DEGARMO, DMD & ANN HAMILL GREENE, DDS, PAEIN 82-1842865Plan #001PY 2025

401 DOCTORS DR. - ELIZABETHTOWN, NC 28337864-918-5151

Prospect flagsHigh fees

How to read this page

Total assets (EOY)

$2.2M

+19.4% from 2024

Total participants

0.0% from 2024

Average account balance

$200,988

+19.4% from 2024

Annual return

16.35%

+12.53 pp from 2024

Benchmarks

See 32,735 peers

Peer group

Industry62 - Health Care and Social Assistance

Plan typeDefined contribution

Participants<25

Cohort32,735 peers

Snapshot2025

Free accounts unlock saves, downloads, and 3-year history.

Analytics

Total assets (EOY)

Plan-year ending balance

$2.21M

Not enough data

1 years with asset history on file

Average account balance

Total assets / participants with a balance (line 6g)

$201K

Not enough data

1 years with per-participant data

Participants with account balance

Stacked by status: active / separated vested / retired or beneficiary. Total = line 6g.

Not enough data

1 years with headcount on file

Eligible Participants and Participation

Bars: eligible actives (line 6a). Line: derived rate = active employees with a balance / 6a.

122.2%

Not enough data

1 years with eligibility data

Contributions (total)

Employer and participant dollars contributed each year

$80K

Not enough data

1 years with contributions on file

Contributions per participant

Average employer and participant contribution per enrolled participant

$9K

Not enough data

1 years with per-participant contribution data

Asset flow

BOY + contributions + return - distributions = EOY

Year

Annual return

Diverging bars; negative years highlighted

+16.35%

Not enough data

1 years with return on file

Admin fee / account holder

Total admin expenses / participants with a balance (line 6g)

$3121

Not enough data

1 years with admin cost on file

Asset composition

Cash / stocks / bonds / mutual funds / real estate / loans over time

Not enough data

0 years with F_SCH_H allocation on file

Free accounts unlock saves, downloads, and 3-year history.

Service providers

Providers data not reported

Schedule C was not filed on this plan's most recent Form 5500, so no compensated service providers are available to display.

Plan features & details

Pension benefit codes2E2J3D

Plan features

2E
Profit-sharing
Profit-sharing plan.
2J
Code section 401(k) feature
Cash or deferred arrangement described in Code section 401(k) that is part of a qualified defined contribution plan under which employees may elect to defer part of their compensation or receive these amounts in cash.
3D
Pre-approved pension plan
A master prototype or volume submitter plan that is the subject of a favorable opinion or advisory letter from the IRS.

Opportunity flags

1 tripped

OpportunityHigh fees
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)

Expense breakdown

Schedule H Part II

Admin total

$34K

$3815 / participant

Other / not subdivided$34K100.0%

% of EOY assets

1.553%

all-in expense ratio

Categories reported

0 / 9

subdivided buckets used

Audit opinion

Schedule H Part III

No opinion code on file for this filing.

Auditor firm: (not reported)
Auditor EIN: -
Audit fees: (not subdivided)
Opinion code: -

Metric

This plan

Peer set

Industry

Size

Avg account balance

$200,988

$181,062+11.0%

$158,223+27.0%

$155,188+29.5%

Participation rate

100.0%

82.7%+17.3pp

79.2%+20.8pp

80.8%+19.2pp

Annual return

16.35%

57.39%-41.0pp

52.09%-35.7pp

148.84%-132.5pp

Employer contribution / active EE

$2,930

$4,565-35.8%

$4,109-28.7%

$4,248-31.0%

Participant deferral / active EE

$5,981

$6,134-2.5%

$5,467+9.4%

$6,531-8.4%

Admin fee / account holder

$3,121

$18,825-83.4%

$16,047-80.5%

$14,480-78.4%

JUSTIN M. DEGARMO, DMD & ANN HAMILL GREENE, DDS, PA 401(K) PROFIT SHARING PLAN

Summary metrics

Benchmarksi

Analytics

Service providersi

Plan features & details

Opportunity flagsi

Expense breakdowni

Audit opinioni

JUSTIN M. DEGARMO, DMD & ANN HAMILL GREENE, DDS, PA 401(K) PROFIT SHARING PLAN

Summary metrics

Benchmarksi

Analytics

Service providersi

Plan features & details

Opportunity flagsi

Expense breakdowni

Audit opinioni

Benchmarks

Service providers

Opportunity flags

Expense breakdown

Audit opinion

Benchmarks

Service providers

Opportunity flags

Expense breakdown

Audit opinion