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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $48,538 | $160,070-69.7% | $147,117-67.0% | $145,897-66.7% |
| Participation rate | 100.0% | 84.0%+16.0pp | 82.2%+17.8pp | 80.3%+19.7pp |
| Annual return | 16.90% | 98.69%-81.8pp | 420.54%-403.6pp | 552.29%-535.4pp |
| Employer contribution / active EE | $8,681 | $5,285+64.3% | $4,932+76.0% | $4,663+86.2% |
| Participant deferral / active EE | $15,718 | $8,419+86.7% | $8,065+94.9% | $6,689+135.0% |
| Admin fee / account holder | $7,077 | $15,035-52.9% | $12,993-45.5% | $13,390-47.1% |