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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $60,996 | $78,690-22.5% | $161,489-62.2% | $87,485-30.3% |
| Participation rate | 61.8% | 67.5%-5.7pp | 78.7%-16.9pp | 68.9%-7.2pp |
| Annual return | 18.99% | 32.74%-13.8pp | 89.72%-70.7pp | 26.06%-7.1pp |
| Employer contribution / active EE | $1,655 | $2,588-36.1% | $4,268-61.2% | $2,596-36.2% |
| Participant deferral / active EE | $5,007 | $3,311+51.2% | $5,630-11.1% | $4,274+17.2% |
| Admin fee / account holder | $1,347 | $6,724-80.0% | $16,006-91.6% | $7,775-82.7% |