Sign up free to preview peer percentile detail
Free accounts unlock saves, downloads, and 3-year history.
Sign up free to preview 4-year trajectory
Free accounts unlock saves, downloads, and 3-year history.
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $8,397 | $102,429-91.8% | $147,096-94.3% | $80,925-89.6% |
| Participation rate | 32.5% | 75.9%-43.4pp | 82.2%-49.7pp | 67.7%-35.2pp |
| Annual return | -28.66% | 135.02%-163.7pp | 419.75%-448.4pp | 35.65%-64.3pp |
| Employer contribution / active EE | $0 | $3,716-100.0% | $4,936-100.0% | $2,756-100.0% |
| Participant deferral / active EE | $1,451 | $6,649-78.2% | $8,071-82.0% | $4,299-66.2% |
| Admin fee / account holder | $1,241 | $7,957-84.4% | $13,005-90.5% | $6,940-82.1% |