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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $12,977 | $181,062-92.8% | $158,223-91.8% | $155,188-91.6% |
| Participation rate | 100.0% | 82.7%+17.3pp | 79.2%+20.8pp | 80.8%+19.2pp |
| Annual return | 23.30% | 57.39%-34.1pp | 52.09%-28.8pp | 148.84%-125.5pp |
| Employer contribution / active EE | $5,347 | $4,565+17.1% | $4,109+30.1% | $4,248+25.9% |
| Participant deferral / active EE | $11,454 | $6,134+86.7% | $5,467+109.5% | $6,531+75.4% |
| Admin fee / account holder | $983 | $18,825-94.8% | $16,047-93.9% | $14,480-93.2% |