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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $12,977 | $185,312-93.0% | $161,489-92.0% | $154,746-91.6% |
| Participation rate | 100.0% | 82.5%+17.5pp | 78.7%+21.3pp | 80.7%+19.3pp |
| Annual return | 23.30% | 103.84%-80.5pp | 89.72%-66.4pp | 172.34%-149.0pp |
| Employer contribution / active EE | $5,347 | $4,769+12.1% | $4,268+25.3% | $4,379+22.1% |
| Participant deferral / active EE | $11,454 | $6,350+80.4% | $5,630+103.5% | $6,730+70.2% |
| Admin fee / account holder | $983 | $18,654-94.7% | $16,006-93.9% | $14,365-93.2% |