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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $86,060 | $99,053-13.1% | $88,179-2.4% | $138,895-38.0% |
| Participation rate | 100.0% | 74.2%+25.8pp | 69.1%+30.9pp | 79.9%+20.1pp |
| Annual return | 18.74% | 78.17%-59.4pp | 64.97%-46.2pp | 145.39%-126.7pp |
| Employer contribution / active EE | $4,164 | $2,882+44.5% | $2,549+63.3% | $4,194-0.7% |
| Participant deferral / active EE | $8,246 | $5,225+57.8% | $4,614+78.7% | $6,396+28.9% |
| Admin fee / account holder | $19,985 | $8,748+128.4% | $7,673+160.5% | $12,562+59.1% |