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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $86,060 | $97,125-11.4% | $86,233-0.2% | $137,256-37.3% |
| Participation rate | 100.0% | 74.2%+25.8pp | 69.0%+31.0pp | 80.0%+20.0pp |
| Annual return | 18.74% | 74.19%-55.4pp | 61.39%-42.6pp | 220.34%-201.6pp |
| Employer contribution / active EE | $4,164 | $2,841+46.5% | $2,504+66.3% | $4,156+0.2% |
| Participant deferral / active EE | $8,246 | $5,180+59.2% | $4,559+80.9% | $6,407+28.7% |
| Admin fee / account holder | $19,985 | $9,725+105.5% | $8,342+139.6% | $12,270+62.9% |