Sign up free to preview peer percentile detail
Free accounts unlock saves, downloads, and 3-year history.
Sign up free to preview 4-year trajectory
Free accounts unlock saves, downloads, and 3-year history.
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $18,538 | $69,444-73.3% | $92,985-80.1% | $87,485-78.8% |
| Participation rate | 47.2% | 63.3%-16.1pp | 69.5%-22.3pp | 68.9%-21.7pp |
| Annual return | 10.05% | 23.85%-13.8pp | 27.99%-17.9pp | 26.06%-16.0pp |
| Employer contribution / active EE | $1,725 | $1,917-10.0% | $2,662-35.2% | $2,596-33.5% |
| Participant deferral / active EE | $2,642 | $3,364-21.5% | $4,377-39.6% | $4,274-38.2% |
| Admin fee / account holder | $2,490 | $6,137-59.4% | $9,463-73.7% | $7,775-68.0% |