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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $68,857 | $160,028-57.0% | $147,080-53.2% | $145,884-52.8% |
| Participation rate | 50.0% | 84.0%-34.0pp | 82.2%-32.2pp | 80.3%-30.3pp |
| Annual return | 13.11% | 98.60%-85.5pp | 420.17%-407.1pp | 551.85%-538.7pp |
| Employer contribution / active EE | $1,460 | $5,286-72.4% | $4,933-70.4% | $4,662-68.7% |
| Participant deferral / active EE | $5,881 | $8,422-30.2% | $8,066-27.1% | $6,690-12.1% |
| Admin fee / account holder | $273 | $15,030-98.2% | $12,989-97.9% | $13,392-98.0% |