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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $54,604 | $88,672-38.4% | $105,223-48.1% | $82,448-33.8% |
| Participation rate | 54.8% | 67.9%-13.1pp | 75.0%-20.2pp | 68.1%-13.2pp |
| Annual return | 18.59% | 30.86%-12.3pp | 180.65%-162.1pp | 41.64%-23.0pp |
| Employer contribution / active EE | $1,663 | $3,048-45.4% | $3,689-54.9% | $2,551-34.8% |
| Participant deferral / active EE | $2,562 | $4,036-36.5% | $5,072-49.5% | $4,139-38.1% |
| Admin fee / account holder | $728 | $7,146-89.8% | $8,859-91.8% | $7,234-89.9% |