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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $54,604 | $89,259-38.8% | $107,187-49.1% | $82,637-33.9% |
| Participation rate | 54.8% | 67.9%-13.1pp | 75.0%-20.2pp | 68.1%-13.2pp |
| Annual return | 18.59% | 21.02%-2.4pp | 204.55%-186.0pp | 53.51%-34.9pp |
| Employer contribution / active EE | $1,663 | $3,080-46.0% | $3,782-56.0% | $2,552-34.9% |
| Participant deferral / active EE | $2,562 | $4,037-36.5% | $5,096-49.7% | $4,126-37.9% |
| Admin fee / account holder | $728 | $7,381-90.1% | $9,162-92.1% | $7,339-90.1% |