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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $3,347 | $36,948-90.9% | $73,658-95.5% | $87,485-96.2% |
| Participation rate | 54.0% | 46.8%+7.2pp | 57.0%-3.0pp | 68.9%-14.9pp |
| Annual return | 24.21% | 28.64%-4.4pp | 29.72%-5.5pp | 26.06%-1.9pp |
| Employer contribution / active EE | $410 | $670-38.8% | $1,032-60.3% | $2,596-84.2% |
| Participant deferral / active EE | $509 | $1,379-63.1% | $2,062-75.3% | $4,274-88.1% |
| Admin fee / account holder | $197 | $2,531-92.2% | $3,357-94.1% | $7,775-97.5% |