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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $93,378 | $100,203-6.8% | $85,240+9.5% | $145,897-36.0% |
| Participation rate | 50.0% | 74.1%-24.1pp | 67.5%-17.5pp | 80.3%-30.3pp |
| Annual return | 12.36% | 84.28%-71.9pp | 66.75%-54.4pp | 552.29%-539.9pp |
| Employer contribution / active EE | $2,833 | $3,242-12.6% | $2,735+3.6% | $4,663-39.2% |
| Participant deferral / active EE | $6,833 | $5,299+29.0% | $4,527+50.9% | $6,689+2.2% |
| Admin fee / account holder | $403 | $7,265-94.5% | $6,165-93.5% | $13,390-97.0% |