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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $113,120 | $97,125+16.5% | $86,233+31.2% | $137,256-17.6% |
| Participation rate | 66.7% | 74.2%-7.5pp | 69.0%-2.4pp | 80.0%-13.3pp |
| Annual return | 21.02% | 74.19%-53.2pp | 61.39%-40.4pp | 220.34%-199.3pp |
| Employer contribution / active EE | $4,707 | $2,841+65.6% | $2,504+87.9% | $4,156+13.2% |
| Participant deferral / active EE | $10,772 | $5,180+108.0% | $4,559+136.3% | $6,407+68.1% |
| Admin fee / account holder | $403 | $9,725-95.9% | $8,342-95.2% | $12,270-96.7% |