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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $18,830 | $110,379-82.9% | $102,412-81.6% | $145,884-87.1% |
| Participation rate | 77.8% | 77.9%-0.2pp | 74.5%+3.3pp | 80.3%-2.5pp |
| Annual return | 13.28% | 24.84%-11.6pp | 24.94%-11.7pp | 551.85%-538.6pp |
| Employer contribution / active EE | $730 | $4,216-82.7% | $3,870-81.1% | $4,662-84.3% |
| Participant deferral / active EE | $2,148 | $5,622-61.8% | $5,060-57.6% | $6,690-67.9% |
| Admin fee / account holder | $413 | $9,745-95.8% | $8,388-95.1% | $13,392-96.9% |