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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $18,830 | $111,814-83.2% | $103,374-81.8% | $145,959-87.1% |
| Participation rate | 77.8% | 77.9%-0.2pp | 74.5%+3.3pp | 80.3%-2.5pp |
| Annual return | 13.28% | 24.77%-11.5pp | 24.89%-11.6pp | 561.95%-548.7pp |
| Employer contribution / active EE | $730 | $4,214-82.7% | $3,869-81.1% | $4,661-84.3% |
| Participant deferral / active EE | $2,148 | $5,618-61.8% | $5,058-57.5% | $6,689-67.9% |
| Admin fee / account holder | $413 | $9,754-95.8% | $8,394-95.1% | $13,398-96.9% |