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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $59,550 | $78,520-24.2% | $96,576-38.3% | $82,448-27.8% |
| Participation rate | 90.0% | 77.7%+12.3pp | 81.4%+8.6pp | 68.1%+21.9pp |
| Annual return | 16.66% | 41.30%-24.6pp | 38.47%-21.8pp | 41.64%-25.0pp |
| Employer contribution / active EE | $10,349 | $2,630+293.6% | $3,553+191.3% | $2,551+305.7% |
| Participant deferral / active EE | $5,931 | $6,754-12.2% | $7,956-25.5% | $4,139+43.3% |
| Admin fee / account holder | $1,393 | $13,455-89.6% | $11,381-87.8% | $7,234-80.7% |