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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $59,550 | $77,358-23.0% | $102,184-41.7% | $87,485-31.9% |
| Participation rate | 90.0% | 78.7%+11.3pp | 82.6%+7.4pp | 68.9%+21.1pp |
| Annual return | 16.66% | 41.11%-24.4pp | 31.58%-14.9pp | 26.06%-9.4pp |
| Employer contribution / active EE | $10,349 | $2,562+304.0% | $3,594+188.0% | $2,596+298.6% |
| Participant deferral / active EE | $5,931 | $6,753-12.2% | $8,309-28.6% | $4,274+38.8% |
| Admin fee / account holder | $1,393 | $6,809-79.5% | $11,609-88.0% | $7,775-82.1% |