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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $59,550 | $83,061-28.3% | $126,068-52.8% | $94,015-36.7% |
| Participation rate | 90.0% | 81.2%+8.8pp | 84.7%+5.3pp | 70.8%+19.2pp |
| Annual return | 16.66% | 20.41%-3.8pp | 15.01%+1.6pp | 17.84%-1.2pp |
| Employer contribution / active EE | $10,349 | $2,864+261.4% | $3,968+160.8% | $2,790+270.9% |
| Participant deferral / active EE | $5,931 | $7,042-15.8% | $8,214-27.8% | $4,249+39.6% |
| Admin fee / account holder | $1,393 | $7,208-80.7% | $18,264-92.4% | $8,951-84.4% |