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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $27,861 | $29,670-6.1% | $56,054-50.3% | $80,911-65.6% |
| Participation rate | 30.8% | 41.7%-10.9pp | 52.5%-21.7pp | 67.6%-36.9pp |
| Annual return | 13.66% | 35.24%-21.6pp | 1705.95%-1692.3pp | 35.63%-22.0pp |
| Employer contribution / active EE | $413 | $670-38.4% | $1,039-60.3% | $2,756-85.0% |
| Participant deferral / active EE | $942 | $1,227-23.2% | $1,952-51.8% | $4,297-78.1% |
| Admin fee / account holder | $734 | $2,431-69.8% | $2,822-74.0% | $6,935-89.4% |