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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $27,861 | $29,736-6.3% | $56,033-50.3% | $80,935-65.6% |
| Participation rate | 30.8% | 41.7%-10.9pp | 52.5%-21.7pp | 67.7%-36.9pp |
| Annual return | 13.66% | 35.28%-21.6pp | 1711.38%-1697.7pp | 35.66%-22.0pp |
| Employer contribution / active EE | $413 | $671-38.5% | $1,041-60.3% | $2,757-85.0% |
| Participant deferral / active EE | $942 | $1,228-23.3% | $1,954-51.8% | $4,299-78.1% |
| Admin fee / account holder | $734 | $2,434-69.8% | $2,827-74.0% | $6,924-89.4% |