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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $59,334 | $211,224-71.9% | $178,505-66.8% | $145,897-59.3% |
| Participation rate | 100.0% | 80.8%+19.2pp | 77.1%+22.9pp | 80.3%+19.7pp |
| Annual return | 13.02% | 30.28%-17.3pp | 27.16%-14.1pp | 552.29%-539.3pp |
| Employer contribution / active EE | $4,053 | $4,577-11.4% | $3,955+2.5% | $4,663-13.1% |
| Participant deferral / active EE | $8,343 | $6,966+19.8% | $6,280+32.8% | $6,689+24.7% |
| Admin fee / account holder | $4,776 | $12,109-60.6% | $10,428-54.2% | $13,390-64.3% |