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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $64,355 | $162,136-60.3% | $152,301-57.7% | $154,746-58.4% |
| Participation rate | 88.9% | 84.1%+4.8pp | 82.4%+6.4pp | 80.7%+8.2pp |
| Annual return | 20.78% | 91.02%-70.2pp | 80.50%-59.7pp | 172.34%-151.6pp |
| Employer contribution / active EE | $5,381 | $4,890+10.0% | $4,624+16.4% | $4,379+22.9% |
| Participant deferral / active EE | $15,951 | $8,341+91.2% | $8,004+99.3% | $6,730+137.0% |
| Admin fee / account holder | $431 | $15,759-97.3% | $14,398-97.0% | $14,365-97.0% |