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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $57,551 | $29,319+96.3% | $52,425+9.8% | $82,448-30.2% |
| Participation rate | 7.7% | 46.9%-39.2pp | 55.6%-47.9pp | 68.1%-60.4pp |
| Annual return | 22.36% | 535.20%-512.8pp | 302.12%-279.8pp | 41.64%-19.3pp |
| Employer contribution / active EE | $174 | $586-70.4% | $914-81.0% | $2,551-93.2% |
| Participant deferral / active EE | $935 | $1,171-20.2% | $1,790-47.8% | $4,139-77.4% |
| Admin fee / account holder | $1,658 | $1,962-15.5% | $2,495-33.5% | $7,234-77.1% |