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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $268,132 | $156,398+71.4% | $147,318+82.0% | $138,895+93.0% |
| Participation rate | 100.0% | 83.8%+16.2pp | 82.1%+17.9pp | 79.9%+20.1pp |
| Annual return | 34.42% | 78.75%-44.3pp | 70.43%-36.0pp | 145.39%-111.0pp |
| Employer contribution / active EE | $12,882 | $4,853+165.4% | $4,593+180.5% | $4,194+207.1% |
| Participant deferral / active EE | $16,443 | $8,237+99.6% | $7,906+108.0% | $6,396+157.1% |
| Admin fee / account holder | $11,581 | $14,976-22.7% | $13,708-15.5% | $12,562-7.8% |