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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $105,038 | $94,439+11.2% | $73,658+42.6% | $154,746-32.1% |
| Participation rate | 20.0% | 64.7%-44.7pp | 57.0%-37.0pp | 80.7%-60.7pp |
| Annual return | 13.39% | 28.25%-14.9pp | 29.72%-16.3pp | 172.34%-158.9pp |
| Employer contribution / active EE | $977 | $1,257-22.3% | $1,032-5.4% | $4,379-77.7% |
| Participant deferral / active EE | $4,832 | $2,527+91.2% | $2,062+134.4% | $6,730-28.2% |
| Admin fee / account holder | $1,144 | $3,843-70.2% | $3,357-65.9% | $14,365-92.0% |