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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $64,350 | $156,398-58.9% | $147,318-56.3% | $138,895-53.7% |
| Participation rate | 81.8% | 83.8%-1.9pp | 82.1%-0.2pp | 79.9%+1.9pp |
| Annual return | 17.59% | 78.75%-61.2pp | 70.43%-52.8pp | 145.39%-127.8pp |
| Employer contribution / active EE | $4,304 | $4,853-11.3% | $4,593-6.3% | $4,194+2.6% |
| Participant deferral / active EE | $14,278 | $8,237+73.3% | $7,906+80.6% | $6,396+123.2% |
| Admin fee / account holder | $8,793 | $14,976-41.3% | $13,708-35.9% | $12,562-30.0% |