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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $17,453 | $70,366-75.2% | $66,674-73.8% | $138,895-87.4% |
| Participation rate | 83.3% | 76.2%+7.2pp | 73.7%+9.7pp | 79.9%+3.4pp |
| Annual return | 20.49% | 386.41%-365.9pp | 321.24%-300.8pp | 145.39%-124.9pp |
| Employer contribution / active EE | $1,580 | $2,765-42.9% | $2,620-39.7% | $4,194-62.3% |
| Participant deferral / active EE | $2,224 | $4,374-49.2% | $4,084-45.6% | $6,396-65.2% |
| Admin fee / account holder | $379 | $5,262-92.8% | $5,098-92.6% | $12,562-97.0% |