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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $87,832 | $29,716+195.6% | $56,077+56.6% | $80,925+8.5% |
| Participation rate | 3.8% | 41.7%-37.9pp | 52.5%-48.7pp | 67.7%-63.8pp |
| Annual return | 14.19% | 35.30%-21.1pp | 1709.28%-1695.1pp | 35.65%-21.5pp |
| Employer contribution / active EE | $630 | $671-6.1% | $1,040-39.4% | $2,756-77.1% |
| Participant deferral / active EE | $2,604 | $1,228+112.0% | $1,954+33.3% | $4,299-39.4% |
| Admin fee / account holder | $2,954 | $2,432+21.5% | $2,825+4.6% | $6,940-57.4% |