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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $87,832 | $29,733+195.4% | $56,025+56.8% | $80,959+8.5% |
| Participation rate | 3.8% | 41.7%-37.9pp | 52.5%-48.7pp | 67.7%-63.8pp |
| Annual return | 14.19% | 35.28%-21.1pp | 1712.69%-1698.5pp | 35.67%-21.5pp |
| Employer contribution / active EE | $630 | $672-6.2% | $1,042-39.5% | $2,757-77.2% |
| Participant deferral / active EE | $2,604 | $1,229+111.8% | $1,955+33.3% | $4,300-39.4% |
| Admin fee / account holder | $2,954 | $2,434+21.4% | $2,828+4.4% | $6,925-57.3% |