Retirement plan

RAINEY CREEK ENTERPRISES, LLC 401(K) PROFIT SHARING PLAN

Name: RAINEY CREEK ENTERPRISES, LLC - RAINEY CREEK ENTERPRISES, LLC 401(K) PROFIT SHARING PLAN (2025) Form 5500
Creator: RAINEY CREEK ENTERPRISES, LLC
License: https://www.dol.gov/general/disclaim
Keywords: Form 5500, ERISA, retirement plan, RAINEY CREEK ENTERPRISES, LLC 401(K) PROFIT SHARING PLAN, RAINEY CREEK ENTERPRISES, LLC

RAINEY CREEK ENTERPRISES, LLCEIN 82-1400866Plan #001PY 2025

PO BOX 247 - SWAN VALLEY, ID 83449973-997-4551

Prospect flagsHigh fees

How to read this page

Total assets (EOY)

$293K

+46.0% from 2024

Total participants

+26.1% from 2024

Average account balance

$12,210

+21.6% from 2024

Annual return

20.65%

+4.54 pp from 2024

Benchmarks

See 13,762 peers

Peer group

Industry53 - Real Estate and Rental and Leasing

Plan typeDefined contribution

Participants<25

Cohort13,762 peers

Snapshot2025

Free accounts unlock saves, downloads, and 3-year history.

Analytics

Total assets (EOY)

Plan-year ending balance

$293K

Not enough data

1 years with asset history on file

Average account balance

Total assets / participants with a balance (line 6g)

$12K

Not enough data

1 years with per-participant data

Participants with account balance

Stacked by status: active / separated vested / retired or beneficiary. Total = line 6g.

Not enough data

1 years with headcount on file

Eligible Participants and Participation

Bars: eligible actives (line 6a). Line: derived rate = active employees with a balance / 6a.

109.1%

Not enough data

1 years with eligibility data

Contributions (total)

Employer and participant dollars contributed each year

$60K

Not enough data

1 years with contributions on file

Contributions per participant

Average employer and participant contribution per enrolled participant

$3K

Not enough data

1 years with per-participant contribution data

Asset flow

BOY + contributions + return - distributions = EOY

Year

Annual return

Diverging bars; negative years highlighted

+20.65%

Not enough data

1 years with return on file

Admin fee / account holder

Total admin expenses / participants with a balance (line 6g)

$410

Not enough data

1 years with admin cost on file

Asset composition

Cash / stocks / bonds / mutual funds / real estate / loans over time

Not enough data

0 years with F_SCH_H allocation on file

Free accounts unlock saves, downloads, and 3-year history.

Service providers

Providers data not reported

Schedule C was not filed on this plan's most recent Form 5500, so no compensated service providers are available to display.

Plan features & details

Pension benefit codes2E2J2R2T3D

Plan features

2E
Profit-sharing
Profit-sharing plan.
2J
Code section 401(k) feature
Cash or deferred arrangement described in Code section 401(k) that is part of a qualified defined contribution plan under which employees may elect to defer part of their compensation or receive these amounts in cash.
2R
Participant-directed brokerage accounts
Participant-directed brokerage accounts provided as an investment option under the plan.
2T
Default investment account
Total or partial participant-directed account plan where plan uses a default investment account for participants who fail to direct assets in their account.
3D
Pre-approved pension plan
A master prototype or volume submitter plan that is the subject of a favorable opinion or advisory letter from the IRS.

Opportunity flags

1 tripped

OpportunityHigh fees
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)

Expense breakdown

Schedule H Part II

Admin total

$10K

$447 / participant

Other / not subdivided$10K100.0%

% of EOY assets

3.356%

all-in expense ratio

Categories reported

0 / 9

subdivided buckets used

Audit opinion

Schedule H Part III

No opinion code on file for this filing.

Auditor firm: (not reported)
Auditor EIN: -
Audit fees: (not subdivided)
Opinion code: -

Metric

This plan

Peer set

Industry

Size

Avg account balance

$12,210

$182,442-93.3%

$163,379-92.5%

$138,895-91.2%

Participation rate

77.3%

79.8%-2.5pp

76.8%+0.5pp

79.9%-2.6pp

Annual return

20.65%

72.74%-52.1pp

63.41%-42.8pp

145.39%-124.7pp

Employer contribution / active EE

$817

$4,159-80.4%

$3,752-78.2%

$4,194-80.5%

Participant deferral / active EE

$1,912

$6,817-71.9%

$6,282-69.6%

$6,396-70.1%

Admin fee / account holder

$410

$10,396-96.1%

$9,818-95.8%

$12,562-96.7%

RAINEY CREEK ENTERPRISES, LLC 401(K) PROFIT SHARING PLAN

Summary metrics

Benchmarksi

Analytics

Service providersi

Plan features & details

Opportunity flagsi

Expense breakdowni

Audit opinioni

RAINEY CREEK ENTERPRISES, LLC 401(K) PROFIT SHARING PLAN

Summary metrics

Benchmarksi

Analytics

Service providersi

Plan features & details

Opportunity flagsi

Expense breakdowni

Audit opinioni

Benchmarks

Service providers

Opportunity flags

Expense breakdown

Audit opinion

Benchmarks

Service providers

Opportunity flags

Expense breakdown

Audit opinion