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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $157,010 | $166,242-5.6% | $165,071-4.9% | $145,884+7.6% |
| Participation rate | 100.0% | 82.0%+18.0pp | 78.6%+21.4pp | 80.3%+19.7pp |
| Annual return | 13.57% | 100.44%-86.9pp | 70.17%-56.6pp | 551.85%-538.3pp |
| Employer contribution / active EE | $7,511 | $5,283+42.2% | $4,347+72.8% | $4,662+61.1% |
| Participant deferral / active EE | $8,834 | $6,964+26.9% | $6,035+46.4% | $6,690+32.1% |
| Admin fee / account holder | $2,515 | $16,658-84.9% | $12,695-80.2% | $13,392-81.2% |