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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $20,539 | $111,814-81.6% | $93,654-78.1% | $145,959-85.9% |
| Participation rate | 92.9% | 74.2%+18.6pp | 68.7%+24.1pp | 80.3%+12.6pp |
| Annual return | 12.28% | 203.30%-191.0pp | 133.34%-121.1pp | 561.95%-549.7pp |
| Employer contribution / active EE | $3,112 | $3,092+0.6% | $2,421+28.5% | $4,661-33.2% |
| Participant deferral / active EE | $2,469 | $4,914-49.8% | $4,413-44.1% | $6,689-63.1% |
| Admin fee / account holder | $523 | $10,246-94.9% | $8,282-93.7% | $13,398-96.1% |