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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $36,111 | $29,733+21.4% | $56,025-35.5% | $80,959-55.4% |
| Participation rate | 22.2% | 41.7%-19.5pp | 52.5%-30.3pp | 67.7%-45.4pp |
| Annual return | 17.78% | 35.28%-17.5pp | 1712.69%-1694.9pp | 35.67%-17.9pp |
| Employer contribution / active EE | $441 | $672-34.3% | $1,042-57.6% | $2,757-84.0% |
| Participant deferral / active EE | $2,136 | $1,229+73.8% | $1,955+9.3% | $4,300-50.3% |
| Admin fee / account holder | $0 | $2,434-100.0% | $2,828-100.0% | $6,925-100.0% |