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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $13,946 | $76,519-81.8% | $56,025-75.1% | $145,897-90.4% |
| Participation rate | 68.2% | 63.2%+4.9pp | 52.5%+15.7pp | 80.3%-12.1pp |
| Annual return | 17.56% | 3017.03%-2999.5pp | 1712.69%-1695.1pp | 552.29%-534.7pp |
| Employer contribution / active EE | $1,195 | $1,383-13.6% | $1,042+14.7% | $4,663-74.4% |
| Participant deferral / active EE | $3,789 | $2,624+44.4% | $1,955+93.8% | $6,689-43.4% |
| Admin fee / account holder | $2,802 | $3,331-15.9% | $2,828-0.9% | $13,390-79.1% |