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| Provider | Service type | Compensation |
|---|---|---|
ADP BROKER-DEALER5+ years Filed as: ADP, INC. Service code 15 · EIN 13-3036745 | Recordkeeping | $5,151 |
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
Plan reported corrective distributions (failed ADP/ACP testing).
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $32,065 | $79,181-59.5% | $102,423-68.7% | $74,429-56.9% |
| Participation rate | 81.9% | 74.8%+7.2pp | 76.5%+5.4pp | 67.2%+14.7pp |
| Annual return | 12.14% | 54.97%-42.8pp | 29.42%-17.3pp | 1368.38%-1356.2pp |
| Employer contribution / active EE | $2,048 | $2,362-13.3% | $3,023-32.3% | $2,625-22.0% |
| Participant deferral / active EE | $3,895 | $4,416-11.8% | $5,054-22.9% | $4,348-10.4% |
| Admin fee / account holder | $33 | $2,002-98.4% | $9,455-99.7% | $1,944-98.3% |