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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $14,094 | $29,319-51.9% | $52,425-73.1% | $82,448-82.9% |
| Participation rate | 69.0% | 46.9%+22.1pp | 55.6%+13.3pp | 68.1%+0.9pp |
| Annual return | 23.97% | 535.20%-511.2pp | 302.12%-278.2pp | 41.64%-17.7pp |
| Employer contribution / active EE | $554 | $586-5.5% | $914-39.4% | $2,551-78.3% |
| Participant deferral / active EE | $2,078 | $1,171+77.4% | $1,790+16.0% | $4,139-49.8% |
| Admin fee / account holder | $318 | $1,962-83.8% | $2,495-87.3% | $7,234-95.6% |