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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $42,418 | $172,111-75.4% | $150,298-71.8% | $137,256-69.1% |
| Participation rate | 90.0% | 81.7%+8.3pp | 77.8%+12.2pp | 80.0%+10.0pp |
| Annual return | 14.83% | 69.37%-54.5pp | 62.79%-48.0pp | 220.34%-205.5pp |
| Employer contribution / active EE | $2,217 | $4,636-52.2% | $4,154-46.6% | $4,156-46.7% |
| Participant deferral / active EE | $1,875 | $6,166-69.6% | $5,453-65.6% | $6,407-70.7% |
| Admin fee / account holder | $5,744 | $16,471-65.1% | $14,116-59.3% | $12,270-53.2% |