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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $10,123 | $76,407-86.8% | $150,298-93.3% | $82,448-87.7% |
| Participation rate | 82.1% | 66.4%+15.7pp | 77.8%+4.4pp | 68.1%+14.1pp |
| Annual return | 20.51% | 39.99%-19.5pp | 62.79%-42.3pp | 41.64%-21.1pp |
| Employer contribution / active EE | $1,296 | $2,614-50.4% | $4,154-68.8% | $2,551-49.2% |
| Participant deferral / active EE | $2,926 | $3,214-9.0% | $5,453-46.3% | $4,139-29.3% |
| Admin fee / account holder | $622 | $6,352-90.2% | $14,116-95.6% | $7,234-91.4% |