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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $10,123 | $75,541-86.6% | $152,093-93.3% | $82,637-87.8% |
| Participation rate | 82.1% | 66.5%+15.6pp | 77.8%+4.4pp | 68.1%+14.1pp |
| Annual return | 20.51% | 32.56%-12.0pp | 66.36%-45.8pp | 53.51%-33.0pp |
| Employer contribution / active EE | $1,296 | $2,622-50.6% | $4,175-69.0% | $2,552-49.2% |
| Participant deferral / active EE | $2,926 | $3,206-8.7% | $5,451-46.3% | $4,126-29.1% |
| Admin fee / account holder | $622 | $6,405-90.3% | $14,497-95.7% | $7,339-91.5% |