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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $158,793 | $162,136-2.1% | $152,301+4.3% | $154,746+2.6% |
| Participation rate | 100.0% | 84.1%+15.9pp | 82.4%+17.6pp | 80.7%+19.3pp |
| Annual return | 20.11% | 91.02%-70.9pp | 80.50%-60.4pp | 172.34%-152.2pp |
| Employer contribution / active EE | $6,945 | $4,890+42.0% | $4,624+50.2% | $4,379+58.6% |
| Participant deferral / active EE | $13,163 | $8,341+57.8% | $8,004+64.5% | $6,730+95.6% |
| Admin fee / account holder | $340 | $15,759-97.8% | $14,398-97.6% | $14,365-97.6% |