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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $59,410 | $154,228-61.5% | $145,433-59.1% | $137,256-56.7% |
| Participation rate | 100.0% | 83.8%+16.2pp | 82.1%+17.9pp | 80.0%+20.0pp |
| Annual return | 9.38% | 74.59%-65.2pp | 66.58%-57.2pp | 220.34%-211.0pp |
| Employer contribution / active EE | $2,785 | $4,804-42.0% | $4,554-38.9% | $4,156-33.0% |
| Participant deferral / active EE | $9,971 | $8,216+21.4% | $7,897+26.3% | $6,407+55.6% |
| Admin fee / account holder | $24,164 | $14,344+68.5% | $13,129+84.1% | $12,270+96.9% |