Unlock peer percentile detail for $4.99 your first month
Solo adds 10-year history, peer benchmarks, provider and welfare analytics, saves, and exports. Then $34.99 a month.
Unlock 4-year trajectory for $4.99 your first month
Solo adds 10-year history, peer benchmarks, provider and welfare analytics, saves, and exports. Then $34.99 a month.
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $19,724 | $112,729-82.5% | $98,716-80.0% | $137,256-85.6% |
| Participation rate | 52.4% | 74.2%-21.8pp | 69.3%-16.9pp | 80.0%-27.6pp |
| Annual return | 23.87% | 38.48%-14.6pp | 31.81%-7.9pp | 220.34%-196.5pp |
| Employer contribution / active EE | $1,293 | $2,725-52.6% | $2,279-43.2% | $4,156-68.9% |
| Participant deferral / active EE | $2,804 | $4,640-39.6% | $4,048-30.7% | $6,407-56.2% |
| Admin fee / account holder | $984 | $10,129-90.3% | $8,703-88.7% | $12,270-92.0% |