Sign up free to preview peer percentile detail
Free accounts unlock saves, downloads, and 3-year history.
Sign up free to preview 3-year trajectory
Free accounts unlock saves, downloads, and 3-year history.
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $23,170 | $167,415-86.2% | $140,514-83.5% | $198,609-88.3% |
| Participation rate | 60.9% | 80.9%-20.0pp | 77.8%-16.9pp | 82.4%-21.5pp |
| Annual return | 16.17% | 13.85%+2.3pp | 14.36%+1.8pp | 202.70%-186.5pp |
| Employer contribution / active EE | $0 | $4,088-100.0% | $3,378-100.0% | $5,055-100.0% |
| Participant deferral / active EE | $4,884 | $5,579-12.5% | $4,919-0.7% | $6,977-30.0% |
| Admin fee / account holder | $2,973 | $16,730-82.2% | $13,697-78.3% | $19,030-84.4% |