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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $56,871 | $87,878-35.3% | $97,411-41.6% | $82,637-31.2% |
| Participation rate | 74.1% | 75.6%-1.5pp | 80.4%-6.3pp | 68.1%+6.0pp |
| Annual return | 15.18% | 54.63%-39.4pp | 34.72%-19.5pp | 53.51%-38.3pp |
| Employer contribution / active EE | $3,169 | $3,800-16.6% | $4,210-24.7% | $2,552+24.2% |
| Participant deferral / active EE | $7,463 | $5,525+35.1% | $5,886+26.8% | $4,126+80.9% |
| Admin fee / account holder | $15,233 | $6,743+125.9% | $7,145+113.2% | $7,339+107.6% |