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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $56,871 | $90,674-37.3% | $96,707-41.2% | $82,448-31.0% |
| Participation rate | 74.1% | 75.9%-1.9pp | 80.4%-6.3pp | 68.1%+6.0pp |
| Annual return | 15.18% | 49.05%-33.9pp | 34.78%-19.6pp | 41.64%-26.5pp |
| Employer contribution / active EE | $3,169 | $3,975-20.3% | $4,191-24.4% | $2,551+24.2% |
| Participant deferral / active EE | $7,463 | $5,696+31.0% | $5,997+24.5% | $4,139+80.3% |
| Admin fee / account holder | $15,233 | $7,568+101.3% | $7,503+103.0% | $7,234+110.6% |