Sign up free to preview peer percentile detail
Free accounts unlock saves, downloads, and 3-year history.
Sign up free to preview 8-year trajectory
Free accounts unlock saves, downloads, and 3-year history.
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $168,122 | $97,550+72.3% | $120,344+39.7% | $87,485+92.2% |
| Participation rate | 45.7% | 72.8%-27.2pp | 76.7%-31.1pp | 68.9%-23.3pp |
| Annual return | 18.21% | 18.41%-0.2pp | 20.30%-2.1pp | 26.06%-7.9pp |
| Employer contribution / active EE | $493 | $2,291-78.5% | $3,020-83.7% | $2,596-81.0% |
| Participant deferral / active EE | $3,639 | $4,230-14.0% | $5,135-29.1% | $4,274-14.8% |
| Admin fee / account holder | $1,581 | $9,543-83.4% | $12,742-87.6% | $7,775-79.7% |