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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $51,646 | $146,267-64.7% | $197,124-73.8% | $82,448-37.4% |
| Participation rate | 54.9% | 84.0%-29.1pp | 86.7%-31.8pp | 68.1%-13.2pp |
| Annual return | 21.23% | 29.61%-8.4pp | 44.34%-23.1pp | 41.64%-20.4pp |
| Employer contribution / active EE | $1,897 | $4,723-59.8% | $6,227-69.5% | $2,551-25.6% |
| Participant deferral / active EE | $5,962 | $7,035-15.2% | $9,135-34.7% | $4,139+44.0% |
| Admin fee / account holder | $3,163 | $14,422-78.1% | $16,298-80.6% | $7,234-56.3% |