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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $51,646 | $143,969-64.1% | $199,883-74.2% | $82,637-37.5% |
| Participation rate | 54.9% | 84.1%-29.2pp | 86.8%-31.9pp | 68.1%-13.2pp |
| Annual return | 21.23% | 25.67%-4.4pp | 43.81%-22.6pp | 53.51%-32.3pp |
| Employer contribution / active EE | $1,897 | $4,632-59.0% | $6,261-69.7% | $2,552-25.7% |
| Participant deferral / active EE | $5,962 | $6,937-14.1% | $9,138-34.8% | $4,126+44.5% |
| Admin fee / account holder | $3,163 | $14,597-78.3% | $17,268-81.7% | $7,339-56.9% |