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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $41,295 | $201,344-79.5% | $184,243-77.6% | $145,877-71.7% |
| Participation rate | 68.4% | 87.5%-19.1pp | 86.8%-18.4pp | 80.3%-11.9pp |
| Annual return | 15.78% | 29.01%-13.2pp | 28.82%-13.0pp | 551.28%-535.5pp |
| Employer contribution / active EE | $0 | $7,022-100.0% | $6,427-100.0% | $4,663-100.0% |
| Participant deferral / active EE | $7,767 | $9,807-20.8% | $9,132-14.9% | $6,691+16.1% |
| Admin fee / account holder | $381 | $16,382-97.7% | $13,914-97.3% | $13,402-97.2% |