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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $51,374 | $209,336-75.5% | $197,124-73.9% | $137,256-62.6% |
| Participation rate | 68.2% | 87.3%-19.1pp | 86.7%-18.5pp | 80.0%-11.8pp |
| Annual return | 19.22% | 48.09%-28.9pp | 44.34%-25.1pp | 220.34%-201.1pp |
| Employer contribution / active EE | $0 | $6,591-100.0% | $6,227-100.0% | $4,156-100.0% |
| Participant deferral / active EE | $8,412 | $9,614-12.5% | $9,135-7.9% | $6,407+31.3% |
| Admin fee / account holder | $3,766 | $17,308-78.2% | $16,298-76.9% | $12,270-69.3% |