Sign up free to preview peer percentile detail
Free accounts unlock saves, downloads, and 3-year history.
Sign up free to preview 3-year trajectory
Free accounts unlock saves, downloads, and 3-year history.
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $6,117 | $99,875-93.9% | $146,866-95.8% | $86,983-93.0% |
| Participation rate | 66.3% | 75.8%-9.5pp | 82.5%-16.2pp | 69.5%-3.3pp |
| Annual return | 20.70% | 28.10%-7.4pp | 102.85%-82.1pp | 25.83%-5.1pp |
| Employer contribution / active EE | $772 | $3,224-76.0% | $4,425-82.5% | $2,584-70.1% |
| Participant deferral / active EE | $998 | $6,322-84.2% | $7,759-87.1% | $4,194-76.2% |
| Admin fee / account holder | $861 | $7,838-89.0% | $13,620-93.7% | $7,856-89.0% |