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Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $6,258 | $102,385-93.9% | $147,080-95.7% | $80,935-92.3% |
| Participation rate | 79.4% | 75.9%+3.5pp | 82.2%-2.8pp | 67.7%+11.7pp |
| Annual return | 23.84% | 135.09%-111.3pp | 420.17%-396.3pp | 35.66%-11.8pp |
| Employer contribution / active EE | $1,682 | $3,717-54.8% | $4,933-65.9% | $2,757-39.0% |
| Participant deferral / active EE | $1,863 | $6,651-72.0% | $8,066-76.9% | $4,299-56.7% |
| Admin fee / account holder | $1,075 | $7,951-86.5% | $12,989-91.7% | $6,924-84.5% |