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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $46,910 | $77,472-39.4% | $100,392-53.3% | $80,935-42.0% |
| Participation rate | 61.2% | 76.9%-15.7pp | 81.5%-20.3pp | 67.7%-6.4pp |
| Annual return | 16.29% | 37.26%-21.0pp | 49.45%-33.2pp | 35.66%-19.4pp |
| Employer contribution / active EE | $0 | $2,800-100.0% | $3,941-100.0% | $2,757-100.0% |
| Participant deferral / active EE | $9,637 | $6,818+41.4% | $8,090+19.1% | $4,299+124.2% |
| Admin fee / account holder | $3,744 | $5,885-36.4% | $7,904-52.6% | $6,924-45.9% |