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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $46,910 | $77,460-39.4% | $100,378-53.3% | $80,925-42.0% |
| Participation rate | 61.2% | 76.9%-15.7pp | 81.5%-20.3pp | 67.7%-6.4pp |
| Annual return | 16.29% | 37.24%-20.9pp | 49.41%-33.1pp | 35.65%-19.4pp |
| Employer contribution / active EE | $0 | $2,801-100.0% | $3,942-100.0% | $2,756-100.0% |
| Participant deferral / active EE | $9,637 | $6,818+41.3% | $8,087+19.2% | $4,299+124.2% |
| Admin fee / account holder | $3,744 | $5,887-36.4% | $7,899-52.6% | $6,940-46.0% |