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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $21,971 | $100,970-78.2% | $96,576-77.3% | $137,256-84.0% |
| Participation rate | 100.0% | 82.6%+17.4pp | 81.4%+18.6pp | 80.0%+20.0pp |
| Annual return | 0.72% | 38.16%-37.4pp | 38.47%-37.8pp | 220.34%-219.6pp |
| Employer contribution / active EE | $3,980 | $3,809+4.5% | $3,553+12.0% | $4,156-4.2% |
| Participant deferral / active EE | $13,870 | $8,286+67.4% | $7,956+74.3% | $6,407+116.5% |
| Admin fee / account holder | $1,189 | $11,312-89.5% | $11,381-89.6% | $12,270-90.3% |